Independence Products
Education on real assets and how they're owned

Build durability into your wealth.

How real assets can diversify a family's wealth beyond stocks and bonds, and how the tax rules apply to them. Learn the basics here. Book a call to talk it through.

Aviation

Thinking about an aircraft? Start here.

The ways to own or access one, how each is treated, and what to know before you buy.

01

Three sources of durability

Explore asset classes →
Mobility

Aviation

Jets, helicopters, and drones used in a business. Place

Real estate

Property, including airport-adjacent assets and hangars. Resilience

Communities

Co-living, shared-ownership, and preparedness-focused communities.
02

Rules that come with ownership

Three current federal rules that affect owners of these assets. Each comes with conditions and limits, and none is a reason on its own to own an asset.

100% bonus depreciation

First-year deduction for qualifying assets with recovery periods of 20 years or less, acquired and placed in service after January 19, 2025. Business-use tests, recapture on sale, and other conditions apply.

Section 179 expensing

Up to $2.5M a year, indexed ($2.56M in 2026), reduced when total qualifying purchases exceed about $4M. Limited to business income.

$15M estate and gift exemption

Per person, over a lifetime, indexed for inflation.

Limits apply too: how you take part in each activity decides how losses are treated, and a separate cap limits how much business loss can offset other income in a year.

Owner's guide →
03

Who it's for

i.

Families who want their wealth held in more than stocks and bonds.

ii.

Business owners who want to see how real assets fit with the companies they already run.

iii.

Families preparing for a generational transfer, with the next generation at the table.

Start with a conversation.

An educational call about how these asset classes work.

Book a call